If you become disabled so that you are no longer able to perform your job, and the disability is likely to be permanent, you may be eligible for Occupational Disability benefits from TMRS. There is no minimal length of service or age required to be eligible.
An Occupational Disability benefit is calculated like a Service Retirement benefit, based on your deposits and interest, your city’s matching funds, and other credits, and is payable to you beginning on the last day of the month following your effective retirement date, assuming your disability is approved by the TMRS Medical Board.
For an Occupational Disability Retirement, the cause of the disability does not need to be job-related. However, the TMRS Medical Board must find that:
If you believe you meet these criteria, do the following:
To initiate the process, please contact your City Correspondent and complete an Application for Occupational Disability Retirement. The city will complete the City Statement for Occupational Disability. A copy of your official job description should be attached to the completed form. The completed/certified form and attached job description should then be used by the member and the physician(s) to complete the Member’s Statement for Occupational Disability and the Physician’s Statement for Occupational Disability. Once all forms are completed and certified, forward the forms and job description to TMRS for review by the TMRS Medical Board.
Note: All three statements and the job description are required before the file can be presented to the TMRS Medical Board for review.
If the application for Occupational Disability Retirement is approved by the TMRS Medical Board, TMRS will also require the following forms before issuing the first payment:
If the Medical Board approves your Occupational Disability Retirement, you will receive a monthly benefit. While receiving benefits, you may pursue other employment, but your monthly benefit may be affected if your retirement benefit plus your employment income exceed the salary you received when you were an active TMRS member. TMRS may request that you provide information regarding any earned income you may have each year until you reach age 60.
If you are eligible for service retirement and you become disabled, you may wish to consider applying for service retirement rather than Occupational Disability. The benefits at TMRS are equal, and service retirement places no restriction on your earnings.