At retirement, you designate a beneficiary for your retirement annuity. At that time, your beneficiary designation is “locked in.”
After retirement, changes to beneficiary designations are more limited. Specifically, you may change your post retirement beneficiary, if:
Contact TMRS at 800-924-8677 for additional instructions for updating your beneficiary for any post retirement beneficiary changes.
Note — The retiree life/survivor option plans are based on the projected life expectancies of both the member and surviving beneficiary as determined by an actuarial evaluation of the total deposits and a determination of how long TMRS will pay an annuity according to the benefit option selected.
If you are currently receiving annuity payments under one of the Retiree Life- Survivor options and your beneficiary did not predecease you or you were not awarded 100% of your annuity in a divorce, a new beneficiary CANNOT be designated for retirement purposes.