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Next Benefit Payment Date June 28

Cost of Living Adjustments (COLA)

TMRS participating cities may provide a cost-of-living adjustment (COLA) that can increase your monthly retirement benefit.

Does my city provide a COLA?

To find out if your city provides a COLA, go to the “For Members” tab on, click on My City Plan, and search for your city. A city may offer either a repeating COLA or an ad hoc COLA. A repeating COLA is paid every year. An ad hoc COLA is only paid if the city decides to pay it in any given year. 

If my city provides a COLA, am I eligible to receive it?

If your city provides a COLA, you must be retired for at least one year to receive it.

If I am eligible to receive a COLA, how much will it be?

TMRS calculates COLAs every January by using the Consumer Price Index (CPI) to determine the rate of inflation since you retired. A city’s COLA may either be 30%, 50% or 70% of the change in the CPI. Because the calculation is complicated, there is a TMRS COLA Calculation Fact Sheet that explains it in detail. To see it, go to the “For Retirees” tab on and click on Fact Sheets.

Are COLA payments guaranteed?

No. A COLA is not guaranteed. A city may discontinue its COLA at any time.

Can a city change its COLA percentage?

Yes. A city can increase or decrease its COLA percentage at any time.

This information is also available as a fact sheet.